Whether you're a school meeting New York's new K–12 personal finance mandate or a community organization equipping the families you serve, I bring engaging, real-life financial education — delivered by a certified financial educator who makes money make sense.
In March 2026, the NY Board of Regents adopted regulations requiring personal finance education for all public-school students, K–12. Grades 5–12 begin in the 2026–27 school year; grades K–4 follow in 2027–28. Districts must verify to the Commissioner that they've implemented instruction — and they can deliver it through embedded lessons, stand-alone classes, or CTE programming. That flexibility is where a specialized partner comes in.
Serving a community, not a school? The same need is everywhere — families, teens, and adults all deserve these skills. I partner with nonprofits, libraries, workforce and youth programs, faith and housing organizations, and more to bring financial education straight to your community.
Source: NY State Education Department, Personal Finance Education (Section 100.2, effective March 25, 2026).
Schools are being asked to teach personal finance without added staff or a ready curriculum. Community organizations want to strengthen the families they serve but may not have a finance expert on the team. Either way — that's a real gap, and a solvable one.
Schools: a new requirement, a tight timeline, and staff who may not feel equipped to teach credit, investing, or debt. Community orgs: the families you serve need money skills, but you don't have a finance educator on staff to deliver them well.
Ready-to-run, real-life programming delivered by a certified financial educator — as a workshop series, a single session, an assembly, or staff-support materials. You get the impact you're after; your students or community members get someone who teaches this for a living.
Every program is audience-appropriate, interactive, and built around real-life decision-making — for students, teens, or adults. Mix and match to fit your calendar and budget.
A guided journey through budgeting, saving, credit, debt, investing, and entrepreneurship — each session with worksheets, activities, and a goal-setting component that builds week to week.
High-energy, standalone sessions on a focused topic — perfect for advisory periods, financial literacy month, career days, assemblies, parent nights, or community events.
Ready-to-teach materials, slide decks, and coaching that help your teachers or program staff deliver personal finance with confidence — plus records to document your programming.
Schools can meet the state requirement three ways, and community programs have the same flexibility. I plug into whichever fits your plan.
Drop-in lessons inside existing courses or programs — a class period, an advisory, or an existing community program.
A dedicated personal finance course or workshop series for your students or community members, taught or co-taught by me.
Programming that supports college, career, and life-readiness goals — from CTE in schools to workforce and youth programs in the community.
Sessions cover the core personal finance topics — aligned to the state's standards for schools, and just as relevant for teens and adults in the community — taught in plain language, with activities people remember.
I'm Shakira Moran — Bronx-raised, a certified financial education instructor, and the founder of Making Economic$ Make $en$e. I teach personal finance to students, families, and community groups every week, and I make it engaging, judgment-free, and real. I know the communities I serve because I come from them.
Engagement people feel, and documentation you can use — for state verification or your funders and grant reports.
Clear records of topics covered and sessions delivered — for state verification or your grant and funder reports.
Interactive, story-driven lessons that hold attention and turn into action — not slides students sleep through.
Participants leave with real habits and a goal they set themselves — the change these programs exist to create.
Tell me who you serve, your timeline, and how you'd like to deliver it. I'll bring the program that fits your school or community — and lights people up.
Email sam@smplanningllc.comor visit samtheagent.org · @iamsam_18